The phrase “living below your means” can be confusing. A simple definition might include things like: In addition, living beneath your means: less stress. You have confidence that you will meet your expenses and still have money left over. However, in an age of rising prices and record inflation, living below your means and saving … Read more
It’s no surprise that food prices are rising. What may be a surprising is that there are specific steps you can take which will help you spend less on food – even in light of prices that are constantly going up. The best part is, you can complete all of these steps at home. If … Read more
Warm weather has arrived and that means it’s time for eating outdoors and enjoying the long evenings with family and friends. Memorial Day, long considered the first “official”, long weekend holiday of summer, arrives on the heels of the last day of school and the start of summer vacation. Generally, this calls for a celebratory picnic … Read more
Rising prices and increasing inflation have both contributed to the popularity of frugality. However, maybe you feel like you’ve tried to cut expenses and learn the “ways of the thrifty force” and wound up feeling like it just wasn’t worth the time, trouble, and effort. When it comes to living beneath your means and saving … Read more
When it comes to saving money, we often “discount” the little things (Yep. That was a pun). Most people don’t really believe that changing a few weekly habits could actually make it possible for them to pay off their mortgage, take a dream vacation, or save toward another great, big goal. But, that just isn’t … Read more
We would all like to believe that there is a direct connection between making more money and saving more money. But, that is not the case. In fact, nearly seventy percent of Americans live paycheck to paycheck and (get this!) that includes forty-nine percent of those making $100,000 or more a year. Clearly, saving money … Read more
The cost of electricity and natural gas are both rising at alarming rates. So, lowering your electric bill can seem daunting – or even downright impossible. Yet, there are many simple ways that you can easily lower your electric usage. To see how we cut our electric bill in half in just six weeks, watch … Read more
Change doesn’t have to be big to be meaningful. In fact, adopting one new, simple frugal habit each week can make all the difference when it comes to saving money and reaching your financial goals. Frugality is all about adopting easy, common-sense habits, which allow you to save money over time so you can spend … Read more
When it comes to saving money on groceries, homemade tortillas are not only inexpensive, they are also extremely versatile. In this post, I’ll show you how to make four-ingredient tortillas and give you ideas on how you can use them. What do tortillas cost to make? I priced all the ingredients at SAMS and did … Read more
Even though experts say we won’t be feeling the brunt of the recession until sometime in 2023, most of us are tightening our belts now. There are actually six, little-known, but vital shopping and cooking skills which will help you get through the tough times ahead. Although politicians and economists express varied opinions on whether … Read more
