6 Easy Strategies for Lowering Winter Utility Bills

Most people believe that their utility bill is a fixed cost, but this is NOT true! When we were living on an income which was 30% under the national median and trying to make headway on some major life goals, we began to look for strategies to reduce every single line item in our monthly … Read more

TEN Ways to Connect with Your Kids Without Spending Any Money

I love spending time with my kids – seriously! They are amazing people with lots of interesting ideas. Time together has been a hallmark for our family for a very long time. However, often in our society, spending time and spending money are conflated, and, in our minds, come to mean the same thing. Additionally, … Read more

Nine Strategies For A Debt-Free College Degree!

Updates (May 10, 2021): Our son graduated summa cum laude, with honors. He was nominated by his professors for induction into the Delta Epsilon Chi honor society. He completed his degree debt free and was offered a full-time position ten days later with a major Christian healthcare sharing ministry. To find out how he received … Read more