If you’ve not added the celebration of Advent to your family holiday calendar, it can be a very inexpensive, and yet meaningful, way to help your children remember the reason for the season and the importance of solemnizing our hearts and lives.
The rush to buy gifts during the holiday season can leave you tired and cranky. But, there are some specific strategies that you can use to get ahead of the crowd and insure that you have a solid game plan before you ever leave home (or surf the web). Black Friday has actually morphed into … Read more
Christmas is a whirlwind of joyful activity. But, it can also be a source of stress if you are going into debt to enjoy the Yuletide season with family and friends. So, let’s take the bull by the horns and pay cash for Christmas!
I love the holidays: the lights, the songs, the festivities. However, I really don’t like the busyness or the emotional and financial strain that often comes with them. Sometimes, looking at my December calendar makes my head spin. Seriously! Over the years, I have learned to take a giant step back away from the emotional … Read more
Soup is not only delicious, it also is one of the fantastically easy ways you can cut back on your food budget! I pay between $1 and $1.50 for an entire pound of dried beans, depending on the type I am purchasing. Because the volume triples after cooking, a pound of dried beans (2 1/4-3 … Read more
Finding ways to save on your food bills has never been more important. I’m a stickler for not wasting food. Our family goal is to waste no more than 3% of all the food that comes into our home. So, I make an effort to research how to use every bit of edible material. It … Read more
I’ve been married for 31 years. That means I’ve had a good deal of experience in doing what our family calls, “praying in”. Raising children on a salary which was nearly always under the national US median, came with a fair share of times when we really didn’t have the money for anything extra. That’s when my kids would come to me and I would say, “Honey, we’re going to have to pay that in.”
I’ve been married and budgeting on a small income for 31 years. One of the most important things I’ve learned is that in order to successfully reduce my grocery bills, I must use what I have on hand. If you want to see your grocery bills plummet take stock of items you already have on … Read more
November has begun and suddenly CHRISTMAS is staring you in the face in great, big scary numbers! But, it doesn’t have to be that way! Don’t be taken off guard! Begin by looking at the list of gift ideas and items you have on hand so that your tokens of esteem don’t become a budget … Read more
