If you have been struggling to save money, you are not alone. More importantly, you are not imagining that it is harder right now. We are hearing the same thing more and more from our viewers and readers. When we sit down and really dig into what is going on, we find that it is … Read more
When it comes to living below your means is hard if you’re low income. We know, because thirty-seven years ago, we were broke, in debt, and living paycheck to paycheck, and each making $1 and hour over minimum wage. After We became determined to learn how to lThen, just a few months later, things started … Read more
Some weird frugal habits can look a little extreme from the outside. Over the past 35 years, we’ve had more than a few raised eyebrows from friends and family about the way we do things. But here’s the real question: is it actually weird… if it works? The truth is, many of these habits may … Read more
There is money hiding in your house right now. Not in some dramatic, buried treasure kind of way. It is sitting in plain sight, quietly slipping through your fingers in the form of everyday money leaks. Most of us do not even notice them because they feel small. But small adds up fast. And before … Read more
Most people think saving money means cutting spending to the bone and making big, dramatic changes. But what we’ve found in our own home is that real progress comes from small, consistent actions. These simple frugal habits may not feel life changing in the moment, but when you repeat them day after day, month after … Read more
If you feel like you are living on a tight budget and overspending every month, your budget isn’t broken. But, you might not be asking the right questions before spending money each week. In 37 years of budgeting, we have found that overspending usually is not caused by one big mistake. It is the result … Read more
