Frugality doesn’t have to take hours out of your day. In fact, after over three decades of frugal living we have found that some of the best ways to save money take less than a minute. Over the years, we’ve built simple, repeatable micro money habits that allow us to live below our means. Most … Read more
Years ago, my husband, Larry, and I set out to save $30,000 in just 24 months. We were raising four boys on an income of about $40,000 a year, and there simply wasn’t room in our budget for waste. That meant taking a hard look at our spending habits and asking ourselves a difficult question: … Read more
Back in December, we shared six expenses we expected to increase in 2026. Unfortunately, many of those predictions have already become reality. But over the past few months, we’ve noticed three more expenses climbing faster than we expected. If you’re budgeting for rising costs, these are three areas you’ll want to watch so they don’t … Read more
