Have the Christmas you love without starting the new year in debt.
Stop running yourself ragged trying to make Christmas special, knowing you’ll spend January worrying about how you’re going to pay for it.
The Debt-Free Christmas Binder helps you spend less, stress less, and actually enjoy Christmas this year.
A $72 Value
Just $17
Note: This is a digital product. No physical product will be mailed to you.
Less scrambling. Less spending. More time to enjoy Christmas.
The Debt-Free Christmas Binder helps you:
- Feel confident about your Christmas budget by figuring out what you can actually afford.
- Stay in control of your spending by keeping track of gifts and all those little expenses that add up.
- Enjoy more time with family and friends by planning meals, activities, and get-togethers without spending a fortune.
- Feel organized instead of overwhelmed by getting things done ahead of time instead of scrambling at the last minute.
Everything is in one place, ready to print and use year after year.
Most holiday planners only give you part of what you need.
They include forms and lists, but they don’t tell you…
- how to calculate your ideal Christmas budget, so you don’t underestimate and spend way more than you anticipated.
- how to find the best deals and lowest prices, so you can save money while still giving meaningful gifts.
- which money-saving apps are worth getting, because some are far more helpful than others.
- how easy it is to decorate for less, so your home looks luxurious without breaking the bank.
- which product review sites are reliable – and which ones you should avoid.
- how to pay cash for Christmas, without feeling like Scrooge.
$72 Value
Just $17
Take a Peek Inside Your Debt-Free Christmas Binder!
No more guessing how much you can spend, scrambling to remember who you’ve shopped for, or wondering where all your Christmas money went.
Practical worksheets, checklists, and money-saving resources to help you:
- Stay within your Christmas budget with simple savings and expense trackers.
- Shop with confidence using gift lists, spending planners, and order trackers.
- Feel organized instead of overwhelmed with holiday calendars, schedules, and to-do lists.
- Celebrate beautifully for less with affordable decorating, entertaining, and gift ideas.
You get a total of six practical resources to help you spend less, stay organized, and create a Christmas your family will remember long after the decorations come down.
- Debt-Free Christmas Binder – Plan a Beautiful Christmas Without the January Bills (Value: $27)
- Black Friday & Cyber Monday Shopping Planner – Find Better Deals Without Blowing Your Budget (Value: $12)
- Creating Meaningful Holiday Memories on a Dime – Make Christmas Magical Without Spending a Fortune (Value: $15)
- Holiday Gift Tag Patterns – Make Your Gifts Look Beautiful for Less (Value: $5)
- Christmas Coupon Book for Younger Children – Give the Gift of Fun, Not More Stuff (Value: $7)
- Christmas Coupon Book for Older Kids & Adult Children – Create Special Moments They’ll Love at Any Age (Value: $7)
A $72 Value
Just $17.00
You Save $55
Frequently Asked Questions
Q: What’s different about this Christmas planner?
A: Unlike other holiday planners, the Debt-Free Christmas Binder contains forms and checklists, designed to help you save money and stick to your budget. I cover every area of the holidays, from setting a budget and buying gifts, to entertaining and keeping a schedule (so you don’t forget any important events).
Q: How do I get access?
A: Once you complete the check-out process, you’ll receive an email, directing you to a download page for your product. Everything is in PDF format. All websites mentioned in the eBook are hyperlinked. Simply click on any link and you will be taken directly to the listed website.
Q: Can I print my planner?
A: You sure can. I formatted the entire eBook with a wide left hand margin. So, it will fit perfectly into a 3-ring binder. You can make as many copies of any pages you need for your immediate family. Feel free to use your planning pages to track your gift ideas and expenses over multiple years.
Who am I and what do I know about saving money?
Hi! I’m Hope
My husband and I have been married since 1988 and raised our four sons, debt-free, including paying cash for our home when our income averaged under $40,000 a year.
We discovered the secrets of spending less, saving more, and living with a spirit of joy and abundance every, single day.
As a writer and public speaker for over 30 years, I love to share simple and meaningful ways that families can change their spending habits, live on a budget, and grab great, big goals with both hands and refuse to let go.
I’m so excited to share strategies with you that have helped my family celebrate Christmas with joy (and abundance) without going into debt.
