November has begun and suddenly CHRISTMAS is staring you in the face in great, big scary numbers! But, it doesn’t have to be that way! Don’t be taken off guard! Begin by looking at the list of gift ideas and items you have on hand so that your tokens of esteem don’t become a budget … Read moreHow to Create a Movie Themed Gift for under $20
Most people believe that their utility bill is a fixed cost, but this is NOT true! When we were living on an income which was 30% under the national median and trying to make headway on some major life goals, we began to look for strategies to reduce every single line item in our monthly … Read more6 Easy Strategies for Lowering Winter Utility Bills
I love spending time with my kids – seriously! They are amazing people with lots of interesting ideas. Time together has been a hallmark for our family for a very long time. However, often in our society, spending time and spending money are conflated, and, in our minds, come to mean the same thing. Additionally, … Read moreTEN Ways to Connect with Your Kids Without Spending Any Money
Our oldest recently began his senior year of college. It feels a little surreal as each day we get closer to his graduation in May. He’ll graduate with two associates degrees and one bachelor’s degree and absolutely no student debt! Here are some tips that we learned in our journey to higher education. 1. Set … Read moreNine Strategies For A Debt-Free College Degree!
Seven years ago we allowed our teen to take over our family budget for six months! In 2012 we decided it was time to make finances and budgeting REAL for our oldest son. He was 16 at the time. We put him in charge of our family finances for six months! That’s right! We handed it over … Read moreHow to Transform Your Teen’s Relationship with Money
Welcome to the brand new Under the Median website. As you can see, we’re currently under construction, but we can wait to show you the finished product! Until then, you can still read all of our great tips and strategies for living with joy and abundance on a shoestring budget over at our original website: … Read moreUnder Construction