6 TIPS FOR CHRISTMAS DECORATING ON A BUDGET

I love looking at elegant photos in magazines of the way that other people decorate their homes for the holidays. Although, I have to admit to myself that my abode has fallen short of Better Homes and Gardens status, I also believe that when it comes to decorating, there are a LOT of hacks for … Read more

8 Black Friday Shopping Strategies

The rush to buy gifts during the holiday season can leave you tired and cranky. But, there are some specific strategies that you can use to get ahead of the crowd and insure that you have a solid game plan before you ever leave home (or surf the web). Black Friday has actually morphed into … Read more

Four Strategies for Making Holidays Memorable Without Breaking the Bank

I love the holidays: the lights, the songs, the festivities. However, I really don’t like the busyness or the emotional and financial strain that often comes with them. Sometimes, looking at my December calendar makes my head spin. Seriously! Over the years, I have learned to take a giant step back away from the emotional … Read more

Vegan Smoky White Bean Soup

Soup is not only delicious, it also is one of the fantastically easy ways you can cut back on your food budget! I pay between $1 and $1.50 for an entire pound of dried beans, depending on the type I am purchasing. Because the volume triples after cooking, a pound of dried beans (2 1/4-3 … Read more

How I Learned to Trust God’s Provision

I’ve been married for 31 years. That means I’ve had a good deal of experience in doing what our family calls, “praying in”. Raising children on a salary which was nearly always under the national US median, came with a fair share of times when we really didn’t have the money for anything extra. That’s when my kids would come to me and I would say, “Honey, we’re going to have to pay that in.”

Stop Wasting Food and Watch Your Grocery Budget PLUMMET!

I’ve been married and budgeting on a small income for 31 years. One of the most important things I’ve learned is that in order to successfully reduce my grocery bills, I must use what I have on hand. If you want to see your grocery bills plummet take stock of items you already have on … Read more

How to Create a Movie Themed Gift for under $20

November has begun and suddenly CHRISTMAS is staring you in the face in great, big scary numbers! But, it doesn’t have to be that way! Don’t be taken off guard! Begin by looking at the list of gift ideas and items you have on hand so that your tokens of esteem don’t become a budget … Read more