How to Create a Movie Themed Gift for under $20

November has begun and suddenly CHRISTMAS is staring you in the face in great, big scary numbers! But, it doesn’t have to be that way! Don’t be taken off guard! Begin by looking at the list of gift ideas and items you have on hand so that your tokens of esteem don’t become a budget … Read more

6 Easy Strategies for Lowering Winter Utility Bills

Most people believe that their utility bill is a fixed cost, but this is NOT true! When we were living on an income which was 30% under the national median and trying to make headway on some major life goals, we began to look for strategies to reduce every single line item in our monthly … Read more

TEN Ways to Connect with Your Kids Without Spending Any Money

I love spending time with my kids – seriously! They are amazing people with lots of interesting ideas. Time together has been a hallmark for our family for a very long time. However, often in our society, spending time and spending money are conflated, and, in our minds, come to mean the same thing. Additionally, … Read more