Four Strategies for Making Holidays Memorable Without Breaking the Bank

I love the holidays: the lights, the songs, the festivities. However, I really don’t like the busyness or the emotional and financial strain that often comes with them. Sometimes, looking at my December calendar makes my head spin. Seriously! Over the years, I have learned to take a giant step back away from the emotional … Read moreFour Strategies for Making Holidays Memorable Without Breaking the Bank

Cheap and Easy Vegetable Broth from Scraps

I’m a stickler for not wasting food. Our family goal is to waste no more than 3% of all the food that comes into our home. So, I make an effort to research how to use every bit of edible material. It turns out that making homemade vegetable stock is not only easy, nutritious, and … Read moreCheap and Easy Vegetable Broth from Scraps

How I Learned to Trust God’s Provision

I’ve been married for 31 years. That means I’ve had a good deal of experience in doing what our family calls, “praying in”. Raising children on a salary which was nearly always under the national US median, came with a fair share of times when we really didn’t have the money for anything extra. That’s when my kids would come to me and I would say, “Honey, we’re going to have to pay that in.”

Stop Wasting Food and Watch Your Grocery Budget PLUMMET!

I’ve been married and budgeting on a small income for 31 years. One of the most important things I’ve learned is that in order to successfully reduce my grocery bills, I must use what I have on hand. If you want to see your grocery bills plummet take stock of items you already have on … Read moreStop Wasting Food and Watch Your Grocery Budget PLUMMET!

TEN Ways to Connect with Your Kids Without Spending Any Money

As my oldest boys have become grown men, they have thanked their father and me, not for the money we spent on them, but for the time that we spent with them. I love spending time with my kids – seriously! They are amazing people with lots of interesting ideas. Time together has been a hallmark for our family … Read moreTEN Ways to Connect with Your Kids Without Spending Any Money

Nine Strategies For A Debt-Free College Degree!

Our oldest recently began his senior year of college. It feels a little surreal as each day we get closer to his graduation in May. He’ll graduate with two associates degrees and one bachelor’s degree and absolutely no student debt! Here are some tips that we learned in our journey to higher education. 1. Set … Read moreNine Strategies For A Debt-Free College Degree!