Take the “Overwhelm” out of Teaching Your Kids About Money.

Teaching children about money can feel:






But, it doesn’t have to be this way!

Whether your children are toddlers, teens, or young adults, you can begin today to instruct them about Biblical principles of money management.

Swap that “overwhelm” for “confident with a clear plan”.

Teaching children about money can be:

  • Empowering
  • Pleasant
  • Comforting
  • Orderly
  • Straight-forward
  • Satisfying

Why your income doesn’t matter

My husband and I raised our four sons debt-free on a salary, which was consistently under the national median. Despite (or, perhaps because of) the challenges of our situation, we determined to teach our children how to work hard, save for the future, understand what the Bible says about wealth and finances, and to give thanks for God for His provision in their lives.

The principles we teach work, whether you live on minimum wage or “the top 2 percent.”

That’s because morals, values, honesty, integrity, and perseverance don’t depend on your salary. Yet, they are universally desired, and rewarded, in the workplace.

Your children can learn to apply these Biblical principles in their life, regardless of your own, personal income.

Our step-by-step teaching won’t leave you wondering what to do next.

Learn from our 24 years of expertise

In “3 Steps to Teaching Children a Biblical View of Money”, I come alongside of you, laying out step-by-step exactly how we taught our children to honor God, serve others, and work hard, leading them to financial independence by age 18.

90 Minutes of Bonus Video Instruction

In four, exclusive bonus videos, I break down important concepts, giving in-depth instruction on: chores, allowances, teaching children the value of money, financially parenting young adults, and the importance of rites of passage.

You’ll gain self-assurance and knowledge, allowing you to confidently and quickly begin using the concepts in your own family.

You’ll learn tips and strategies for

  • Organizing chores
  • Using bonus coupons to create teamwork
  • Facilitating and helping children learn all aspects of handling money
  • Implementing a step-by-step approach for guiding children to financial independence by age 18.

The videos helped Yvonne trust that the process would work.

“Woven into the eBook you’ll find helpful printables, book recommendations, activity suggestions and Bible verses to help you focus your mindset on gratitude and abundance rather than scarcity. The four bonus videos add even more value, as they aren’t simply recapping on the information in the eBook. Plus, it’s encouraging to see and hear how passionate and invested Hope is in the topic. When you watch the videos, you know you’re reading and listening to advice and guidance you can trust.”  – Yvonne

The videos help you teach about money during four vital stages of your child’s life.

  • Letting them see you using real cash
  • Giving them choices
  • Letting them make mistakes
  • Giving them chores
  • Letting their play mirror real life
  • Using grown-up vocabulary
  • Organizing chores
  • 4 things children want
  • 4 things children need
  • Incentives
  • Chores: a team-building activity
  • Keeping it positive
  • The importance of rites of passage
  • More freedom = more responsibility
  • Planning a coming-of-age ceremony
  • Stopping allowance and investing in their dreams
  • Encouraging financial independence
  • Why and we gave our teens charge of our budget for 6 months
  • Giving them real life experience
  • What I mean by, “give your teen credit”
  • Mentoring and training for sound money management
  • How to give your teen the tools, the reins, and the experience

Color-coordinated forms keep you organized and moving forward

  • Monthly calendar to track cleaning schedules or chore assignments
  • Individual weekly chore charts for each child
  • Bonus coupons

Hi! I’m Hope Ware.

  • professional writer and public speaker
  • lifelong Central Illinoisan
  • married since 1988
  • mom to four amazing sons
  • home educator for 2 decades

When I’m not writing or speaking, you can find me reading books on personal finance, creating vegan versions of American comfort food, or singing jazz and spirituals with my friends and fellow musicians in the Heritage Ensemble.

As a mom of four children, I know how hard it is to feel that you are doing your best to raise up future men and women who are hard-working, compassionate, kind, thoughtful, and Biblically centered. In our world today, there are shiny baubles and distractions around every corner.

What others are saying about the book.

“So great! Really, it is such a clear and concise way to tie together so many facets of running a household! I particularly like the checklists and opportunities for reflection. My kids are already very interested in helping out, but I’ve been unsure how to connect that to allowance and other aspects of finance for them to observe. This book had my answers!” Kira

“As soon as I opened “3 Steps to Teaching Children a Biblical View of Money” I knew I was reading authentic material from someone who has been in the trenches and walked the walk. Hope openly shares her own experiences of raising financially responsible kids, budgeting to meet family goals and working to stay out of debt.  This eBook is packed with wisdom and encouragement and gives parents the tools they need to teach financial responsibility to their kids and empower them from an early age to understand that their behavior and relationship with money can impact their financial health and choices in their adult lives.” Yvonne

As your children get older, never again will you wonder, “What’s the plan?”

  • craft a written statement of how you view, spend, and save money
  • teach your children what God’s word says about money
  • help young children understand the value of money
  • encourage children participate regularly (and happily) in household chores
  • transition teens to paying part (or all) of their personal expenses
  • incorporate rites of passage, inviting and welcoming your children into both greater levels of independence and responsibility