How To Use Loud Budgeting To Reach Financial Goals

A new trend called loud budgeting recently burst upon the frugality world and has taken it by storm. This movement, primarily led by Gen Z’ers, is centered around becoming open, honest – and very vocal about your budget and financial goals when declining social invitations from family and friends. According to a recent article in … Read more

How to Live Below Your Means when Money Is Tight

The phrase “living below your means” can be confusing. A simple definition might include things like: In addition, living beneath your means: less stress.  You have confidence that you will meet your expenses and still have money left over. However, in an age of rising prices and record inflation, living below your means and saving … Read more

5 Small Changes That Help You Save Big Money

When it comes to saving money, we often “discount” the little things (Yep. That was a pun). Most people don’t really believe that changing a few weekly habits could actually make it possible for them to pay off their mortgage, take a dream vacation, or save toward another great, big goal. But, that just isn’t … Read more

10 Simple, Frugal Ways To Cut Laundry Costs in Half

We all wear clothes. Therefore, by default, we all also wash, dry, iron, and fold our laundry on a regular basis. When calculating the cost of doing laundry, one must take into consideration a host of factors: detergent, water, energy, and wear and tear on our appliances, to name a few. It is estimated that … Read more

5 Honest Truths About Becoming Debt Free

Some believe that being debt-free means having freedom to spend money on whatever they would like and living life big – with no restraints. However, having been debt free for over twenty years, we can tell you that the vision of spending with abandon, finally gaining the respect and admiration of others, and discovering true … Read more

5 Lies We Tell Ourselves About Becoming Debt Free

We’ve been debt free for over twenty years. However, along the way, there are five lies that we realized we have believed on some deeper level about what it actually means to be debt free. There are five lies you may be telling yourself about becoming debt free. If you’d like to hear us talk … Read more