The phrase “living below your means” can be confusing. A simple definition might include things like: In addition, living beneath your means: less stress. You have confidence that you will meet your expenses and still have money left over. However, in an age of rising prices and record inflation, living below your means and saving … Read more
When it comes to saving money, we often “discount” the little things (Yep. That was a pun). Most people don’t really believe that changing a few weekly habits could actually make it possible for them to pay off their mortgage, take a dream vacation, or save toward another great, big goal. But, that just isn’t … Read more
Fellow frugalistas, it’s time to quit doing these four things! Whether you’re new to the world of frugality or a seasoned pro, there are some common habits which you should quit. It’s not that these money-saving habits are bad or morally questionable. Most are not. It’s the fact that frugality spans a wide variety of … Read more
January is the magic month in which we all make “new year’s resolutions.” Inevitably, “personal finances” are high on this yearly, revolving list of goals. To help set you up for success in the next calendar year, as the year rolls to an end, let’s look at five important things you need to do with … Read more
We all wear clothes. Therefore, by default, we all also wash, dry, iron, and fold our laundry on a regular basis. When calculating the cost of doing laundry, one must take into consideration a host of factors: detergent, water, energy, and wear and tear on our appliances, to name a few. It is estimated that … Read more
Some believe that being debt-free means having freedom to spend money on whatever they would like and living life big – with no restraints. However, having been debt free for over twenty years, we can tell you that the vision of spending with abandon, finally gaining the respect and admiration of others, and discovering true … Read more
We’ve been debt free for over twenty years. However, along the way, there are five lies that we realized we have believed on some deeper level about what it actually means to be debt free. There are five lies you may be telling yourself about becoming debt free. If you’d like to hear us talk … Read more
I vividly remember standing in the department store, staring blankly at rows of small kitchen appliances, and wondering, “Do I really need a new coffee maker? Should I buy one now or wait until the unit I have breathes its last gulp? How much money do I have to spend?” The sheer volume of brands, … Read more
If you are struggling to keep your grocery budget under control and last-minute restaurant runs are sapping funds and adding to your bottom line in more ways than one, then I have some tips, which will make your life easier. Keeping kids fed (and happy about the food they are eating) is absolutely a challenge. … Read more
Over the past 32 years of marriage, my husband and I have made our fair share of mistakes with money. However, you can learn from our example and avoid the same pitfalls. To hear the stories behind the mistakes in honest (and hilarious) detail, watch the video or keep reading for my candid advice on … Read more
