How to Live Below Your Means when Money Is Tight

The phrase “living below your means” can be confusing. A simple definition might include things like: In addition, living beneath your means: less stress.  You have confidence that you will meet your expenses and still have money left over. However, in an age of rising prices and record inflation, living below your means and saving … Read more

5 Small Changes That Help You Save Big Money

When it comes to saving money, we often “discount” the little things (Yep. That was a pun). Most people don’t really believe that changing a few weekly habits could actually make it possible for them to pay off their mortgage, take a dream vacation, or save toward another great, big goal. But, that just isn’t … Read more

How Do Frugal People Save Money Every Month?

We would all like to believe that there is a direct connection between making more money and saving more money. But, that is not the case. In fact, nearly seventy percent of Americans live paycheck to paycheck and (get this!) that includes forty-nine percent of those making $100,000 or more a year. Clearly, saving money … Read more

52 Easy Weekly Frugal Habits for 2023

Change doesn’t have to be big to be meaningful. In fact, adopting one new, simple frugal habit each week can make all the difference when it comes to saving money and reaching your financial goals. Frugality is all about adopting easy, common-sense habits, which allow you to save money over time so you can spend … Read more