15 Common “Necessities” That Frugal People Don’t Buy

Costs are rising, the economy is shaky, and the concept of frugal living is becoming increasing popular as a practical approach to living under your means and saving money. At its core, frugal living is about making intentional choices to save money without sacrificing quality of life. One aspect that consistently sets frugal individuals apart … Read more

How To Use Loud Budgeting To Reach Financial Goals

A new trend called loud budgeting recently burst upon the frugality world and has taken it by storm. This movement, primarily led by Gen Z’ers, is centered around becoming open, honest – and very vocal about your budget and financial goals when declining social invitations from family and friends. According to a recent article in … Read more

Unusual Small Habits Which Keep You from Saving Money

When it comes to reaching money goals, it’s the small things that may be keeping you stuck in a rut, frustrated, and ready to give up. Simple reasons, which you might not even have thought about, could be preventing you from making progress on financial goals. Let’s face it, it does seem difficult to live … Read more

Easy Frugal Ways to Cut Expenses and Save Money

In today’s world, where expenses seem to be constantly on the rise, finding ways to save money has become more important than ever. Fortunately, there are numerous strategies you can employ to cut your expenses and build up your savings without sacrificing your quality of life. There are a lot of reasons that you may … Read more

How to Live Below Your Means when Money Is Tight

The phrase “living below your means” can be confusing. A simple definition might include things like: In addition, living beneath your means: less stress.  You have confidence that you will meet your expenses and still have money left over. However, in an age of rising prices and record inflation, living below your means and saving … Read more

5 Small Changes That Help You Save Big Money

When it comes to saving money, we often “discount” the little things (Yep. That was a pun). Most people don’t really believe that changing a few weekly habits could actually make it possible for them to pay off their mortgage, take a dream vacation, or save toward another great, big goal. But, that just isn’t … Read more