Want a budget that works? Then “Frugalize” it!
Does this sound familiar?
You want to pay less for groceries. So, you think about it for 30 seconds, pull a number out of the air, and put it down in your budget. But, just because you say you are going to reduce your food costs, doesn’t mean that it will actually happen.
What if there was a way to ensure that you actually made progress on those goals?
I call it “frugalizing” your budget.
A frugalized budget:
- contains a set of steps
- sets a timeline
- gives you concrete guidance
- and helps make your budget goals into a reality.