Why I do what I do.
I’m Hope, married to Larry since 1988 and mom to four amazing sons. Larry and I raised our sons debt-free on an income which was often 30% under the national median. We knew that being debt-free meant the difference between “getting by” and “getting ahead”.
In practical terms, that means that we found ways to cut each budget category down to size in order to meet some pretty amazing goals, like paying cash for cars, vacations, and our current home.
Living on little is challenging – especially if you are raising kids. That’s what inspired me to begin Under the Median. I don’t give pie-in-the-sky advice. I’ve been in the trenches and made hard choices. However, it’s also equally important that I impart a spirit of joy and abundance to my readers and listeners.
In the fall of 1984, I obtained a degree in radio and television broadcasting, graduating with honors and accepting a full-time position with WPEO radio. I worked there for over a decade, providing on-air talent as well as writing and producing programs and commercials.
As a private freelancer, I have provided vocal talent for a wide variety of projects, including voiceovers for prestigious companies like Pioneer Hybrid International and the Museum of Science and Industry in Chicago.
I’ve been a frequent and popular speaker at the APACHE Homeschooling convention, held yearly in Peoria and enjoy teaching in the high school department at Peoria Cooperative Academy. It is one of the greatest privileges of my life to sing second soprano and be a featured soloist for the highly acclaimed Heritage Ensemble.
Public Speaking and Guest Appearances
My in-person and on-line appearances have covered topics as diverse as “20 Ways to Cut Your Utility Bills” with the Illinois Citizens Utility Board to sharing “12 Strategies We Used to Pay off our Mortgage in 5 Years” with Change Your Finances .
SESSION #1: Kids and Money
Let’s talk about chores, allowances, cars, college and everything else related to raising kids on a budget! What do you pay for and what do you expect them to pay for? I explain why my kids don’t graduate from high school until they have handled our family finances for six months! From toddlers to young adults, I give you my best tips for raising happy, helpful kids, while teaching them fiscal responsibility.
SESSION #2: Feeding Your Family for Less
How do you fill hungry tummies without breaking the bank? In this session I’ll tell you how I feed my family on for just $375 a month! We’ll cover everything from how and where to buy food to the best way to prepare it. As an added bonus, I tell you how to get your kids involved!
SESSION #3: Beating Budget Busters
A budget buster is any item, which can leave a gaping hole in your bank account. It could be a utility bill, or the fact that your teen just grew four inches in two months and now needs a whole new wardrobe. In this session I give you my best tips and tricks for planning ahead and cutting the costs of clothing, restaurants, utilities, gifts, and more!
SESSION #4: Financial Freedom on A Shoestring Budget
In this session, I give you specific steps to achieving financial freedom – but, more importantly, I share encouragement on how to live with a spirit of joy and abundance on a shoestring budget!
SESSION #5: Cutting Your Utility Costs
Many people see their power bill as being a “fixed cost” and that there are really no viable ways to lower it. Fortunately, this is not true! In this session we focus on 20 ways, which we have personally used, to cut our utility costs.
I’d love to write a guest post or article for you. I also accept sponsored posts and offer unbiased reviews of your book, product, or service on the blog.
However, It is seriously my mission to help others cut costs, live on less, and grab onto their own great, big, nearly impossible goals and refuse to let go!
I’d love to hear your ideas on how I can help your clients or customers live with a spirit of joy and abundance on a budget.