How to Create a Movie Themed Gift for under $20

November has begun and suddenly CHRISTMAS is staring you in the face in great, big scary numbers! But, it doesn’t have to be that way! Don’t be taken off guard! Begin by looking at the list of gift ideas and items you have on hand so that your tokens of esteem don’t become a budget … Read more

6 Easy Strategies for Lowering Winter Utility Bills

Most people believe that their utility bill is a fixed cost, but this is NOT true! When we were living on an income which was 30% under the national median and trying to make headway on some major life goals, we began to look for strategies to reduce every single line item in our monthly … Read more

TEN Ways to Connect with Your Kids Without Spending Any Money

I love spending time with my kids – seriously! They are amazing people with lots of interesting ideas. Time together has been a hallmark for our family for a very long time. However, often in our society, spending time and spending money are conflated, and, in our minds, come to mean the same thing. Additionally, … Read more

Nine Strategies For A Debt-Free College Degree!

Updates (May 10, 2021): Our son graduated summa cum laude, with honors. He was nominated by his professors for induction into the Delta Epsilon Chi honor society. He completed his degree debt free and was offered a full-time position ten days later with a major Christian healthcare sharing ministry. To find out how he received … Read more

Under Construction

Welcome to the brand new Under the Median website. As you can see, we’re currently under construction, but we can wait to show you the finished product! Until then, you can still read all of our great tips and strategies for living with joy and abundance on a shoestring budget over at our original website: … Read more