Create the life you really want,

knowing your finances are under control.

What are you working on today?

What our students are saying

Who are we?

We’re Hope and Larry

and we know a thing or two about
setting – and meeting – great, big goals.

We married in 1988, both of us making $5 an hour. Two months later, we were (literally) flat broke.

We realized we needed to learn to set meaningful goals and work together as a team.

Since then, we have

Been completely debt-free (including our home) since 1998

  • Bought cars for cash
  • Paid cash for home improvements
  • Paid off our first home mortgage in five years
  • Purchased our current home with cash in 2010

And we did it all while raising children on an income which averaged under $40,000.


Frugal Finance Planner Bundle



Goal Wise: The Frugal Life Planner



Home Energy Savings Bundle



Grocery Super Savings Bundle